{"id":222026,"date":"2025-06-04T15:53:03","date_gmt":"2025-06-04T15:53:03","guid":{"rendered":"https:\/\/wordpress.org\/plugins\/hsbc-open-payments\/"},"modified":"2025-07-10T18:21:57","modified_gmt":"2025-07-10T18:21:57","slug":"hsbc-open-payments","status":"publish","type":"plugin","link":"https:\/\/twd.wordpress.org\/plugins\/hsbc-open-payments\/","author":23259045,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_crdt_document":"","version":"4.1.0","stable_tag":"trunk","tested":"6.8.5","requires":"5.7","requires_php":"","requires_plugins":null,"header_name":"HSBC Open Payments","header_author":"HSBC UK","header_description":"Extends WooCommerce by Adding the hsbc Gateway.","assets_banners_color":"ddc5d0","last_updated":"2025-07-10 18:21:57","external_support_url":"","external_repository_url":"","donate_link":"https:\/\/www.business.hsbc.uk","header_plugin_uri":"https:\/\/www.business.hsbc.uk\/en-gb\/solutions\/hsbc-open-payments","header_author_uri":"https:\/\/www.business.hsbc.uk","rating":0,"author_block_rating":0,"active_installs":0,"downloads":362,"num_ratings":0,"support_threads":0,"support_threads_resolved":0,"author_block_count":0,"sections":["description","installation","faq","changelog"],"tags":{"3.5.0":{"tag":"3.5.0","author":"sophiazhang98","date":"2025-06-04 15:52:31"}},"upgrade_notice":[],"ratings":[],"assets_icons":{"icon-128x128.jpg":{"filename":"icon-128x128.jpg","revision":3306595,"resolution":"128x128","location":"assets","locale":""},"icon-256x256.jpg":{"filename":"icon-256x256.jpg","revision":3306595,"resolution":"256x256","location":"assets","locale":""}},"assets_banners":{"banner-1544x500.jpg":{"filename":"banner-1544x500.jpg","revision":3306595,"resolution":"1544x500","location":"assets","locale":""},"banner-772x250.jpg":{"filename":"banner-772x250.jpg","revision":3306595,"resolution":"772x250","location":"assets","locale":""}},"assets_blueprints":{},"all_blocks":[],"tagged_versions":["3.5.0"],"block_files":[],"assets_screenshots":{"screenshot-1.jpg":{"filename":"screenshot-1.jpg","revision":3306598,"resolution":"1","location":"assets","locale":""},"screenshot-2.jpg":{"filename":"screenshot-2.jpg","revision":3306598,"resolution":"2","location":"assets","locale":""},"screenshot-3.jpg":{"filename":"screenshot-3.jpg","revision":3306598,"resolution":"3","location":"assets","locale":""}},"screenshots":[],"jetpack_post_was_ever_published":false},"plugin_section":[],"plugin_tags":[193715,282,51755,507,286],"plugin_category":[45],"plugin_contributors":[],"plugin_business_model":[],"class_list":["post-222026","plugin","type-plugin","status-publish","hentry","plugin_tags-bnpl","plugin_tags-ecommerce","plugin_tags-installments","plugin_tags-payment","plugin_tags-woocommerce","plugin_category-ecommerce","plugin_committers-sophiazhang98"],"banners":{"banner":"https:\/\/ps.w.org\/hsbc-open-payments\/assets\/banner-772x250.jpg?rev=3306595","banner_2x":"https:\/\/ps.w.org\/hsbc-open-payments\/assets\/banner-1544x500.jpg?rev=3306595","banner_rtl":false,"banner_2x_rtl":false},"icons":{"svg":false,"icon":"https:\/\/ps.w.org\/hsbc-open-payments\/assets\/icon-128x128.jpg?rev=3306595","icon_2x":"https:\/\/ps.w.org\/hsbc-open-payments\/assets\/icon-256x256.jpg?rev=3306595","generated":false},"screenshots":[{"src":"https:\/\/ps.w.org\/hsbc-open-payments\/assets\/screenshot-1.jpg?rev=3306598","caption":""},{"src":"https:\/\/ps.w.org\/hsbc-open-payments\/assets\/screenshot-2.jpg?rev=3306598","caption":""},{"src":"https:\/\/ps.w.org\/hsbc-open-payments\/assets\/screenshot-3.jpg?rev=3306598","caption":""}],"raw_content":"<!--section=description-->\n<p>Adding Pay by Bank Account as an additional payment option within your checkout offers your customers more choice. It\u2019s an alternative way to pay and means customers don\u2019t need to enter their card details at checkout.<\/p>\n\n<p>HSBC Open Payments could help you deliver a smoother checkout process for your customers. It could reduce fraud risk, as authentication takes place within your customers\u2019 online or in-app banking platform. It\u2019s easy to integrate with your website and it could save you money: HSBC Open Payments charge a fixed fee per transaction, while debit and credit cards typically charge you a percentage of transaction value.<\/p>\n\n<p><strong>Highlights:<\/strong><\/p>\n\n<p>\u2022 Real-time settlement: Payments are made in real time via Faster Payments, and sent directly to your HSBC Business Current Account or Virtual Account.\n \u2022 No interchange fee: We charge a fixed fee per successful payment initiation, as opposed to charging a percentage of the transaction value as is typical with debit and credit cards.\n \u2022 Reduced fraud risk: You get increased data security, as there\u2019s no need for the customer to key in sensitive financial information on your website in order to make a payment. This helps reduce the risk of details being stolen. You also reduce your risk of fraudulent chargebacks as Open Payments uses Faster Payments, an irrevocable single immediate payment type.\n \u2022 Reduce your basket abandonment rate: By avoiding the need to key in debit or credit card details to make a payment, your basket abandonment rate can reduce. Customers who don\u2019t have these details to hand are still able to complete a payment.<\/p>\n\n<p><strong>How does it work?<\/strong><\/p>\n\n<ol>\n<li>When your customer selects Pay by Bank Account, you request a payment to be initiated from their account through the HSBC Open Payments Application Programming Interface (API).<\/li>\n<li>Your customer is securely redirected from your checkout page to their bank account provider\u2019s mobile banking app or online banking portal, where they can authorise the payment.<\/li>\n<li>The payment is credited to your HSBC Business Current Account in real time via Faster Payments.<\/li>\n<\/ol>\n\n<p><strong>Eligibility:<\/strong><\/p>\n\n<p>This plugin is provided by HSBC UK Bank Plc (\u2018HSBC UK\u2019) for existing HSBC UK Open Payments customers. If you\u2019re not an HSBC UK customer but are interested in using the plugin, find out more about our range of award-winning Business Current Accounts here: Compare Our Business Bank Accounts - HSBC UK. Existing HSBC Business Current Account holders should contact their Relationship Manager to find out more about eligibility and how to start using HSBC Open Payments.<\/p>\n\n<h3>3rd party services<\/h3>\n\n<p>Our plugin use <a href=\"https:\/\/www.zendesk.com\/company\/privacy\">Zendesk widget<\/a>.\nWidget CDN URL [https:\/\/static.zdassets.com]\nThis helps to quickly contact us from the plugin settings.<\/p>\n\n<!--section=installation-->\n<p>The integration is easy and doesn't require coding skills!<\/p>\n\n<p>Should there ever be a problem, please send a description (if possible with screenshot) and the email address you have used to create you payever account to support@payever.de<\/p>\n\n<p>Step 1:\nPlease first <a href=\"https:\/\/commerceos.payever.org\/entry\/registration\/business\">create<\/a> a payever account and configure the payment methods you want to integrate. Detailed instructions can be found <a href=\"https:\/\/support.payever.org\/hc\/en-us\/articles\/360023893874-How-to-setup-a-checkout\">here<\/a>.<\/p>\n\n<p>Step 2:\nThe next step is to upload the plugin files to the \/wp-content\/plugins\/ directory or to install the plugin in the WordPress plugins screen directly and adjust some settings. Detailed instructions can be found <a href=\"https:\/\/support.payever.org\/hc\/en-us\/articles\/360024065033\">here<\/a>.<\/p>\n\n<!--section=faq-->\n<dl>\n<dt id='do%20i%20have%20to%20use%20all%20payment%20options%20or%20can%20i%20only%20use%20parts%20of%20it%3F'><h3>Do I have to use all payment options or can I only use parts of it?<\/h3><\/dt>\n<dd><p>You can choose any number of payment methods you want to integrate \u2013 of course, you can also choose only one payment method if you already have the others.<\/p><\/dd>\n<dt id='is%20payever%20really%20free%3F'><h3>Is payever really free?<\/h3><\/dt>\n<dd><p>payever doesn\u2019t charge you anything extra \u2013 you neither pay set up fees nor monthly recurrent fees to us and aren\u2019t contractually bound to us. Transaction fees are only paid to the respective payment provider (for instance, PayPal). payever does NOT add any extra fees on top of that.<\/p><\/dd>\n<dt id='what%20makes%20payever%20different%3F'><h3>What makes payever different?<\/h3><\/dt>\n<dd><p>payever is a commerce platform that allows you to easily connect your business to all relevant payment providers. Besides the checkout, payever offers a broad range of addtional e-commerce services for your business.<\/p><\/dd>\n\n<\/dl>\n\n<!--section=changelog-->\n<h4>3.1.0<\/h4>\n\n<ul>\n<li>Fixed wrong initial order status for Ivy payments<\/li>\n<li>Code style changes based on recommendations from the WordPress team<\/li>\n<\/ul>\n\n<h4>3.2.0<\/h4>\n\n<ul>\n<li>Implemented API v3<\/li>\n<\/ul>\n\n<h4>3.2.3<\/h4>\n\n<ul>\n<li>Fixed Zinia Shipping validation issue<\/li>\n<\/ul>\n\n<h4>3.2.4<\/h4>\n\n<ul>\n<li>Fixed inventory stock issue<\/li>\n<\/ul>\n\n<h4>3.2.5<\/h4>\n\n<ul>\n<li>Fixed order status for paid payment<\/li>\n<\/ul>\n\n<h4>3.3.0<\/h4>\n\n<ul>\n<li>Implemented b2b company search feature<\/li>\n<\/ul>\n\n<h4>3.4.0<\/h4>\n\n<ul>\n<li>Confirmation page fixes<\/li>\n<\/ul>","raw_excerpt":"Enable Pay by Bank to receive payments through Open Banking","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/twd.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin\/222026","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/twd.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin"}],"about":[{"href":"https:\/\/twd.wordpress.org\/plugins\/wp-json\/wp\/v2\/types\/plugin"}],"replies":[{"embeddable":true,"href":"https:\/\/twd.wordpress.org\/plugins\/wp-json\/wp\/v2\/comments?post=222026"}],"author":[{"embeddable":true,"href":"https:\/\/twd.wordpress.org\/plugins\/wp-json\/wporg\/v1\/users\/sophiazhang98"}],"wp:attachment":[{"href":"https:\/\/twd.wordpress.org\/plugins\/wp-json\/wp\/v2\/media?parent=222026"}],"wp:term":[{"taxonomy":"plugin_section","embeddable":true,"href":"https:\/\/twd.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_section?post=222026"},{"taxonomy":"plugin_tags","embeddable":true,"href":"https:\/\/twd.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_tags?post=222026"},{"taxonomy":"plugin_category","embeddable":true,"href":"https:\/\/twd.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_category?post=222026"},{"taxonomy":"plugin_contributors","embeddable":true,"href":"https:\/\/twd.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_contributors?post=222026"},{"taxonomy":"plugin_business_model","embeddable":true,"href":"https:\/\/twd.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_business_model?post=222026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}